These IAT rule changes are significant. BMO Capital Markets will help you navigate the requirements and formats, making a number of resources available. We encourage you to review these documents, and other internet-based content, to better familiarize yourself with these changes.

General Information Detailed FAQs How IAT may Impact Originators & Receivers Supported Countries for IAT Origination	Tools Readiness Checklist Payment Scenarios File Formats IAT Batch, Entry & Addenda Detail IAT Return File Specifications IAT Specific Data Elements IAT Format – Key Fields Defined ISO Country Codes
Additional Resources NACHA OFAC OFAC Sanctions

New! Originate IATs in DirectLine

Now you are able to easily originate IATs in your DirectLine account. For added convenience, you also have the ability to integrate IATs into your EDI origination process.

*Watch our DirectLine IAT origination tutorial to learn more.

*You will need Flash Player 9 to play the video. If you do not have Flash Player 9 or later, you can download it for free here.

International ACH Transaction Webinar

To prepare you for this ACH classification, BMO Capital Markets hosted an International ACH Transaction webinar on August 4, 2009. A recorded version of this webinar is now available and covers topics including the definition of IAT, common payment scenarios, how IAT impacts organizations and requirements for receiving and originating IATs. A portion of the webinar is also spent answering specific questions about IAT. To gain access to our recorded IAT webinar, contact your sales manager.

We will continue to add information to this resource center, so please check back often for additional updates and information. Or, contact your sales manager to learn more.