Effective protection from check fraud

Positive Pay with or without Payee identifies exceptions in your check-based payments, reducing the risk of check fraud.

Simply send us a file detailing issued check information: serial numbers, issue dates and amounts. As we receive the checks for payment, we match them against your file. If an item does not match, we identify the exception and report it to you, by 11am CT daily, via E-mail or the DirectLine^® service. You can view the check's image and payee name online, helping you make quick pay / no pay decisions. At month end, we issue a full reconcilement report detailing items paid and checks currently outstanding.