Reduce costs, control cash flow and cut the risk of fraud with electronic payments

As one of the largest ACH originators in the U.S., we are experts in the implementation and management of ACH processing.

With ACH, you distribute and collect payments electronically, eliminating the inefficiences associated with manual check processing. The ACH service lets you collect payments such as pre-authorized debits (membership dues, utility bills, etc.), make payments (taxes, vendor invoices, payroll) and concentrate funds from a lockbox network or deposit banks used by remote locations. It also lets you specify the settlement date of transactions, and schedule collections and payments up to 30 days in advance.

You can initiate ACH transactions by direct file transmission, or online via the DirectLine^® service, our web-based treasury management gateway. You can also use the DirectLine^® service to verify, track and manage your ACH payments. Details of every ACH transaction - including confirmation of payment - are available the instant the payment has been executed.